It is one that applies to any risk, action or event that involves an ailment or damage to a person while they were working. It is important that we mention that the accident produced on the way or on the return from the workplace, or in a temporary departure for the purpose of carrying out an activity linked to the function is also considered.
Among the most recurrent accidents we can mention fires, blows, falls, cuts with work tools, electric shocks, while those that correspond to the transfer: road accidents, trips, animal bite, among others. Episodes that are not work related are excluded.
It is essential that within 24 hours of the event, it is formally denounced in order to receive the medical attention prescribed by law.
The work accident is a very complex situation because in addition to leaving injuries to the body (and perhaps also to the psyche) of the person, it means that the same, at least for a time, cannot resume work.
Work accidents are certainly a very common circumstance, especially in those work activities in which the worker's physique is highly exposed, for example in the construction industry.
Analyze the dangers in order to prevent them
As a consequence of this is that in recent years the discussion about this topic and how to prevent them has proliferated.
Formally known as occupational risk prevention, this area deals exclusively with analyzing the dangers that are implicit in a specific work activity and after the analysis it is responsible for making its conclusions, which will have the mission of outlining recommendations that reduce them to a minimum.
It is necessary to begin to prevent that both employers and workers know for sure the potential risks to which they will be exposed, in order to be able to be prevented and take the appropriate precautions.
This simple action of knowledge undoubtedly allows the reduction of dangers.
Legislation that protects the worker and guarantees him medical attention in accordance with
Thanks to the fight for workers' rights, today there is legislation in most countries that establishes that all accidents generated in the workplace must be covered by an occupational risk insurer (ART), and also the The employer must be responsible for covering the expenses or licenses that the employee must take as a result of the accident.
However, this does not mean that in reality this legislation is always applied and that is why many black or unregistered workers must suffer the harsh situation of being injured and unemployed in circumstances of this type.
Work accidents are in most cases events that happen due to fortuitous situations, but in many cases they can also be generated by the laziness and negligence with which companies or employers make their workers or employees work.
Thus, for example, in the construction sector it is very common to speak of collapses due to poorly constructed sectors, or serious injuries due to lack of use of safety elements such as helmets, harnesses, seat belts, gloves, clothing made of fireproof material, etc. .
In many cases, workplace accidents can even lead to death.
In other cases, accidents can occur outside the workplace when the person is going to or coming from it (for example, a robbery on public roads or a traffic accident).
This is why it is very important to take into account that every worker must be covered by adequate insurance that provides the employee with coverage for all the complications that the accident may generate as well as a decent license that allows him to continue enjoying his salary. even if you are not working due to the injuries generated by the accident.
In addition to the preservation of health and life, which are the primary objectives to take care of in this matter, it is also important to control these accidents for an economic reason since they are usually very expensive, both for the employee and the employer.
It usually happens that the worker's salary is reduced as a consequence of his inability to work, and on the side of the companies, they will not only have an extra payment to cover the attention of the injured employee but they will also have to hire another to replace him.
