Social charges are the set of contributions that the employer is obliged to pay to the state and the union, depending on the activity in question, every month, for the work of its employees.
Contributions that the employer must make monthly for each worker and that are destined for retirement, professional training, social work ...
Among them are various concepts that make them up, such as: retirement contributions that will allow the employee, when it is time to retire, to access retirement tomorrow; social work; union dues; life insurance; and work risk insurance (ART), which is the body that intervenes when the employee suffers an occupational accident, taking charge of their personalized attention, among others.
One of the meanings of the word load says that it is a tax or levy, meanwhile, the term Social applies to refer to that which is proper or related to a society.
Meanwhile, both references together are used to refer to the amount of money that a company has to pay to the state as social security for the employees it has hired.
That is to say, a company, or a businessman, each month, must deposit, before a state body, a sum of money established to cover in this way the social needs of its employees, including social work for example.
It should be noted that the social charges that are paid are closely linked to the salary that is paid and they can also be diverse depending on the current social policy.
They do not imply a fixed monthly amount but the same, being in relation to salaries and other variables, may vary.
On the other hand and depending on the legislation on the matter, in the corresponding nation, social charges may imply a tax on professional training which is intended for teaching labor, among other activities.
Although the one that we will mention below is an issue that can also fluctuate from country to country, for example, in some parts of the world, social charges will be notable in number, the higher the number of workers who receive a salary per below that considered in the salary cap.
On the other hand, it is worth considering that the social charges to be paid will always affect the cost of labor, increasing it, of course, and by case, this will also tend to increase the factory price assigned to a product or service .
To better clarify the concept, we are going to a concrete example: in a consortium, there are four employees, so each month, when the expenses are settled, the owners and tenants pay not only their salaries but also the amount corresponding to social charges. that each represents and that, as we said, is associated with the amount of salary that each one receives.
A mandatory payment on which the future retirement of a worker depends
Normally, their payment must be made in the name of the state collecting agent, who is also in charge of controlling and enforcing the corresponding payment for them, each month.
Of course, the lack of payment or the delay will generate an interest that must be paid together with the amount corresponding to the month in which it was not paid.
The employer who fails to pay this tax will be committing a crime and must respond sooner or later for this failure.
The main problem of not paying an employee the corresponding social charges is that tomorrow his entry into the pension scheme will be complicated.
Retirement is the withdrawal from work of a worker who, due to his age or due to some disability, is no longer able to continue working.
To carry it out, an administrative procedure must be carried out with the state or with the corresponding institution, depending on the retirement system, and once approved that person will begin to receive their retirement monthly.
It is a right that is contained at the request of social security and that will be received until the day of death.
The retirement age varies in each country, although it usually ranges between 60 and 70 years.
In systems in which retirement is in charge of the state, the money is obtained from social security contributions, among others, that is, from the mandatory contributions made by the employer and from those made by dependent or independent workers.
